Digital Nomad Visa Comparison: Croatia vs. Montenegro

Digital Nomad Visa Requirements in Croatia and Montenegro

If you're a digital nomad looking for an affordable and picturesque destination in Europe, you should consider Croatia and Montenegro. These countries offer a Digital Nomad Visa, which comes with its own requirements that you need to fulfill. In this blog post, we'll take a detailed look at the requirements, application process, fees, and other relevant information that you need to have before applying for the Digital Nomad Visa in Croatia and Montenegro.


Croatia is a breathtaking Mediterranean country that offers a stunning coastline, rich history, and friendly locals. Its Digital Nomad Visa is an excellent option for digital nomads looking for a new destination. Here are all the essential requirements that you need to fulfill before applying for this visa:

  • Cost for applying through Embassy/ Consulate: €60
  • Costs of applying through police station:
  • Granting temporary stay: €45
  • Administrative fees: €10
  • Residence Card: €30, €60 for urgent issues
  • Costs of applying online:
  • Administrative fees: €45
  • Residence Permit: €30, €60 for urgent issues
  • Monthly income requirement for an individual: 17.822,50 Kuna per month
  • Monthly income requirement for every additional family member: 712,90 Kuna per month
  • Personal income tax will not be payable on receipts of natural persons earned on the basis of employment or conducting work for a party which is not registered in Croatia, on the basis of the acquired status of the digital nomad
  • Social security will not be payable on receipts of natural persons earned on the basis of employment or conducting work for a party which is not registered in Croatia, on the basis of the acquired status of the digital nomad
  • Background check document showing that you have not been convicted of criminal offenses in your home country, or from the country where you have stayed for more than a year.
  • Length of stay: 1 year
  • Allows digital nomads, remote workers, and freelancers to stay in Croatia
  • The applicant must be a third-country national and working for a company that is registered abroad, not in Croatia
  • Application form
  • Proof of travel purpose
  • You must hold a passport valid for more than 3 months (notarized and translated to Croatian if the passport is not in English language)
  • You must hold health insurance that covers the entire duration of your intended stay in Croatia
  • Marriage certificate (for a family member of a digital nomad)
  • Address of stay in Croatia
  • Proof of sufficient funds to support yourself


Montenegro is a lesser-known gem in the Balkan region that is perfect for digital nomads. Its Temporary Residence Permit for Digital Nomads under Foreigners' Act is an attractive option for remote workers. Here are the essential requirements that you need to fulfill:

  • The fee for issuing a permit for temporary residence and work is EUR 67
  • Monthly income requirement: the monthly income should amount to at least 3 minimum wages in Montenegro, which is about EUR 1,350
  • As per the Personal Income Tax, a foreigner earning as a freelancer serving abroad and earning in Montenegro above three times of average gross salary in the country is exempt from paying personal income tax in Montenegro
  • You should have proof of a criminal clean record. Submission of police clearance or non-conviction proof from native country is a requirement for an applicant
  • Duration of permit: The permit is valid for two years and renewable for another two years
  • You must reside in Montenegro in accordance with the basis for which you were granted temporary residence (digital nomad). A digital nomad cannot work on another basis (e.g. local employment)
  • Passport or travel document with validity three months more than visa’s validity
  • Proof of purpose of stay
  • Proof of payment of consular fee
  • Proof of medical insurance
  • Proof of accommodation, which can be any of the following:
  • Proof of ownership of a real estate in Montenegro for residing
  • Notarized lease agreement
  • Confirmation from a registered accommodation provider
  • Other corresponding documents.

The Bottom Line

Both Croatia and Montenegro offer fantastic opportunities for digital nomads, and their Digital Nomad Visas are an excellent option if you're planning to stay long-term. While Croatia is an emerging hotspot for digital nomads, Montenegro offers an untapped and offbeat vibe, making both worth exploring. Be sure to fulfill the requirements before you apply, and you'll be on your way to experience the beauty of the Balkan region.